E1N1C3U1M3B3R1A1N1C3E1R1
20 points
ENCUMBRANCER is validvalid
one that encumbrances [n ENCUMBRANCERS]
one that holds an encumbrance, also INCUMBRANCER [n -S]
one that encumbrances [n ENCUMBRANCERS]
one that holds an encumbrance, also INCUMBRANCER [n -S]